:root{--navy: #102a43;--navy-deep: #091d2e;--red: #d52b38;--red-dark: #b6202d;--cream: #f6f3ed;--white: #ffffff;--ink: #17212b;--muted: #5c6873;--line: #dfe4e8}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--white);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.6}a{color:inherit}.site-header{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px clamp(24px,6vw,88px);border-bottom:1px solid rgba(255,255,255,.14);background:var(--navy-deep);color:var(--white)}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-size:18px}.brand strong{color:#ff6e78}.brand-mark{color:var(--red);font-size:30px;line-height:1}nav{display:flex;align-items:center;gap:28px}nav a{text-decoration:none;font-size:14px}.nav-cta{display:inline-flex;align-items:center;gap:7px;padding:10px 18px;border:1px solid rgba(255,255,255,.45);border-radius:999px;font-weight:800;white-space:nowrap}.hero{min-height:620px;display:grid;grid-template-columns:1.08fr .92fr;overflow:hidden;background:var(--navy-deep);color:var(--white)}.hero-content{align-self:center;padding:80px clamp(24px,6vw,88px);max-width:800px}.eyebrow{margin:0 0 14px;color:var(--red);font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}h1,h2,h3,p{margin-top:0}h1{max-width:760px;margin-bottom:24px;font-size:clamp(46px,6vw,78px);line-height:.98;letter-spacing:-.045em}h2{margin-bottom:20px;font-size:clamp(32px,4vw,50px);line-height:1.06;letter-spacing:-.035em}.lead{max-width:650px;margin-bottom:32px;color:#d7e0e7;font-size:clamp(18px,2vw,22px)}.actions{display:flex;flex-wrap:wrap;gap:14px}.button{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:6px;font-weight:800;text-decoration:none}.primary{background:var(--red);color:var(--white)}.primary:hover{background:var(--red-dark)}.secondary{border:1px solid #718394;color:var(--white)}.reassurance{margin:22px 0 0;color:#96a9b8;font-size:13px}.hero-visual{position:relative;min-height:560px;background:var(--navy);overflow:hidden}.hero-illustration{position:absolute;inset:0;width:100%;height:100%;display:block;object-fit:cover;object-position:center}.intro,.trust{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,8vw,120px);padding:100px clamp(24px,8vw,130px);align-items:center}.intro>p,.trust p{color:var(--muted);font-size:18px}.risk-section{padding:100px clamp(24px,8vw,130px);background:var(--cream)}.section-heading{max-width:720px;margin-bottom:44px}.risk-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#d9d5ce;border:1px solid #d9d5ce}.risk-grid article{min-height:260px;padding:32px;background:var(--cream)}.risk-grid h3{margin:42px 0 10px;font-size:25px}.risk-grid p{color:var(--muted)}.number{color:var(--red);font-weight:800}.paths{padding:100px clamp(24px,8vw,130px)}.path-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.path-grid a{min-height:155px;display:flex;flex-direction:column;justify-content:space-between;padding:26px;border:1px solid var(--line);text-decoration:none;transition:.2s ease}.path-grid a:hover{color:var(--white);background:var(--navy);border-color:var(--navy);transform:translateY(-2px)}.path-grid span{color:var(--muted)}.path-grid a:hover span{color:#bccbd7}.trust{color:var(--white);background:var(--navy)}.trust .eyebrow{color:#ff7b84}.trust-card{display:flex;flex-direction:column;gap:8px;padding:30px;border-left:4px solid var(--red);background:#ffffff14}.trust-card a{color:var(--white);font-weight:800}.final-cta{padding:100px 24px;text-align:center;background:var(--red);color:var(--white)}.final-cta .eyebrow{color:#fff0f1}.final-cta h2{max-width:720px;margin-right:auto;margin-left:auto}.light{background:var(--white);color:var(--red-dark)}footer{display:flex;justify-content:space-between;gap:20px;padding:28px clamp(24px,6vw,88px);background:var(--navy-deep);color:#9db0be;font-size:13px}@media(max-width:800px){nav a:not(.nav-cta){display:none}.hero{grid-template-columns:1fr}.hero-content{padding-top:62px;padding-bottom:62px}.hero-visual{min-height:0;aspect-ratio:4 / 3}.intro,.trust{grid-template-columns:1fr;padding-top:70px;padding-bottom:70px}.risk-section,.paths{padding-top:70px;padding-bottom:70px}.risk-grid{grid-template-columns:1fr}.risk-grid article{min-height:auto}.risk-grid h3{margin-top:22px}footer{flex-direction:column}}@media(min-width:801px)and (max-width:1180px){.risk-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.site-header{gap:12px;padding:14px 18px}.brand{gap:8px;font-size:15px;line-height:1.25}.brand-mark{font-size:24px}.nav-cta{padding:8px 10px;font-size:12px}.hero-content{padding-right:20px;padding-left:20px}.path-grid{grid-template-columns:1fr}}